AI predicts XRP price for year-end

Despite the overall cryptocurrency bull market prevalent through much of 2024 – albeit with its own ups and downs – XRP’s trajectory has remained mostly downward.

Indeed, through its erratic and volatile performance since January, XRP has landed at $0.53 at press time on October 29, meaning it is 14.19% below the price it started the year at.

XRP YTD price chart. Source: Finbold

The token’s persistent staying in the red can be linked to several important factors, including the ongoing legal battle against the Securities and Exchange Commission (SEC) – a battle set for a new chapter as Ripple announced that it is filing a cross-appeal – and Ripple’s escrow schedule, which sees hundreds of millions, if not billions, of tokens released in short timeframes, being among the most cited.

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Still, many cryptocurrency investors remain certain that XRP will emerge stronger on the other side. To gauge when this hoped-for upside might come, Finbold consulted advanced artificial intelligence models on where the token might stand at the end of 2024.

Key drivers of XRP price in the final months of 2024

Specifically, Finbold turned to the ChatGPT-4o AI model for a year-end XRP price target, as well as a detailed Analysis of factors likely to lead to such a valuation. 

The platform identified a set of important developments, including the Ripple Swell Conference, the preparations for a futures project, the possible XRP exchange-traded fund (ETF), and more general technical indicators and the likely resolution of the SEC fight.

ChatGPT-4o outlines the main factors influencing XRP price in the final months of 2024. Source: ChatGPT & Finbold

Out of the events and announcements at the Swell Conference, ChatGPT singled out the exchange partnerships for the RLUSD stablecoin and the hopes for regulatory approval from the New York Department of Financial Services.

The futures product, bolstered by a $25 million Ripple investment in Bitnomial, was considered especially important because it would likely attract further institutional backing and expand XRP’s usage in the derivatives market.

ChatGPT likewise highlighted the possible ETF’s potential to vastly improve XRP’s legitimacy and accessibility and appeal to institutional investors. 

The bull case is further strengthened by the success of Bitcoin (BTC) ETFs – a factor ChatGPT considered when forecasting a BTC price target for the end of 2024.

Finally, the AI explained that the resolution to the long-standing legal battle with the SEC would help improve investor sentiment and have a positive impact on volatility.

ChatGPT added that should multiple positive developments occur, XRP could target a breakout toward $1.68 and highlighted that the Market Value to Realized Value (MVRV) positions the token as undervalued.

ChatGPT-4o sets XRP price target for the end of 2024

Overall, the advanced AI model indicated ‘a reasonable’ XRP price target for the end of 2024, which stands between $0.85 and $1 – between 60% and 88% above the press time price.

ChatGPT-4o sets the XRP price target for the end of 2024. Source: ChatGPT & Finbold

ChatGPT also concluded the most impactful broad factors that can lead to such a price increase are improved accessibility, legal clarity, and institutional interest.

Featured image:

Zidar, Dusan. Xrp ripple altcoin trading on smartphone close up. Digital Image. Shutterstock, May 19, 2020. Date retrieved: October 29, 2024.

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